IP
"Chongqing Management Measures on Trademark Exclusive Right Pledge Loan" issued |
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Enterprises' trademarks can get half of the pledge loans assessed. On January 28, the People's Bank of China Chongqing branch, Bureau for Industry and Commerce and CBRC Chongqing branch jointly launched the "Chongqing Management Measures on Trademark Exclusive Right Pledge Loan" to promote trademark pledge loan, and provides a new way for broadening the financing channels and solving the financing problems of enterprises in Chongqing. Banks, small loan companies, pawn shops, and new kinds of rural financial institutions may accept trademark pledge loan. "The value of trademark must be assessed by professional bodies." Said a principal of Chongqing Municipal Bureau of Industry and Commerce, while borrowers and lenders reached a preliminary intention to loans, the borrower must entrusted bank recognized institutions with the assessment of trademark valuation and the issuing of trademark value assessment report. Banks issue loans by the value assessment report, but the credit lines for pledge loan should be no more than 50% of the value in principal. The lending rates should be implemented by the same rates announced by the People's Bank of China. Currently, the trademark for pledge loan is limited to Chongqing Famous Trademarks and Chinese Well-known Trademarks. If an enterprise needs to apply the loan, a contract on trademark exclusive right pledge should be signed by the pledgor. |
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